Interest rate is too high!
Don't do it!
This is a champagne version of Payday loans.
Website is never updated to correct balance due, you call to ask for the pay off and you get interrogated as to why you want to know... it's my account, I want to get out from under this debt... then they ask if you want to take out another loan -absolutely NOT.
They tell you they can loer your interest rate but dont fall for that, because you have to refinance the loan to do that, meaning longer payments. It's a vicious cycle and no better than Cash Advance or Payday loans except for the fact you can get a higher loan.
Believe me, I've been dealing with them for over three plus years.
Don't do it!
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