20.6K views
Not resolved
131 comments

They were called American General Finances when I started dealing with them but I guess they just changed their name to Springleaf. I guess because some marketing expert determined that the name "Springleaf" is a better one to deceive people into thinking they have better business practices than the MOB, which they do not. Their website makes them appear all warm and friendly and they have pictures of little girls with watermelons. Do NOT be fooled!! They are ruthless, vicious SOB's and they will harass the snot out of you if you are so much as two days late.

First off, if you really carefully read the papers they have you sign, which I did not, because like most of their victims, errrr I mean clients, I was in desperate need of a loan. But if you do really read them, which I did too late, they are some really intentense paperwork. AGF aka Springleaf is basically asking you to sell your soul.

So far I'm speaking in generalities so let me be more specific: Last summer I was on temporary unemployment. I knew in all likelihood I'd be able to have my job back in the fall so I called them and told them my situation, and asked if I could have make reduced payments until September. Of course they were all warm and friendly and nice about it on the phone, and agreed. Then September comes around and go back to the regular payments. A couple days after I made my payment I get a phone call from someone at American General who is not so nice and friendly. In a very rude tone, she says, "So, when are you going to pay the rest of what you owe us?" To which I say, "What do you mean?" And she says, "All we had was a verbal agreement for you to temporary pay us a reduced rate, but you still owe us the full amount." Of course they never told me this! They led me to believe I could pay interest only payments for a couple months and then just go right back to full payments. But instead, they were now telling me I owed them everything I was suppossed to have paid them over the summer PLUS my regular payments. I was a little rude back, because I was annoyed. "Listen! I don't have that kind of money! I was on unemployment for the summer! Where do you expect me to come up with this money?!" I said. She told me that I had to pay x amount by such and such a time, or there'd be consequences. I continued to send in my regular payment plus whatever extra I could afford and I received constant phone calls four or five times a day, all of which I ignored, because I didn't have anything left to say to them. I was paying what I could pay.

Before long, my employer is telling me my wages are being garnished by American General. Turns out they had gotten a judgement against me the year before when I was also having a hard time paying them. I had no idea there had been a judgement against me. I had received a summons from the court, called them immediately to work out a payment plan. They used my ignorance of the law and court procedure against me. They allowed me to believe that when I started paying them the court order would be dropped. Of course it was not. They got a judgement against me, which of course they never bothered to mention, and so later when I was not able to pay the full amount again, suddenly my wages are being garnished.

I am now almost finished with the wage garnishment. I will be so thankful to have American General out of my life forever. But I want to make it my mission in life to warn everyone STAY AWAY FROM SPRINGLEAF! THEY ARE THE MOB!!!!!

Had an Experience with Springleaf Financial?

Write a review

Comments

Terms of Service
Post Comment
Cancel
Anonymous
Douglasville, Georgia, United States #1240360

Fidelity Loan Finance is a government approved credit firm, we give out loans to individuals and organizations with an interest rate of 2% world wide. Get back to me if you are interested fore further details through this mail box: fidlfin@live.com

Anonymous
#1232102

Do you need Financial Assistance?

Do you seek funds to pay off credits and debts?

We give out loan with an Interest rate of 1.00%

Please, contact us for more information: pergocf@fastservice.com

Please contact us for your secure and unsecured Loan at an Interest rate of 1.00%,Interested applicants should Contact us via email: pergocf@fastservice.com

Anonymous
Toronto, Ontario, Canada #1226706

To Whom it may concern!!!

Are you a businessman / woman?Are you in any financial mess or you need

funds to start your own business?

or to pay off your bills or start a good

business? Contact us on davidmike756@gmail.com.

You can also Text or Call

Our Head Office In United state of america on +19513561932.

required to fill the info : Name—- Amunt—- Duration—- Phone number— Country— Regards, FROM: DAVID MIKE Loan Company +19513561932.davidmike756@gmail.com

Anonymous
Lagos, Lagos, Nigeria #1223946

Good day Are you a business man or woman?Are you in need of a financial burden or means to start your own business?

Do you need loan to settle your debt or pay your bills? Do you have a low credit score and have difficulty obtaining loans from local banks and other Institutions? I want to tell you what we are offering loans at low Interest rate of 2% if you are interested in a loan we get, Please fill in the loan application; Contact us on Email: info.michealwilson@gmail.com

LOAN APPLICATION FORM

PREFIX {MR., MRS., MS., DR., Etc.}

Your name and surname :

Your email :

Your telephone number : Your address: Your City : State / Province : country : Sex: Date of birth: Have an account? : You have applied before?

: Loan Amount Needed : Length of Loan : Purpose of Loan : Send me a scanned copy of your ID: Creditor Name: Dr Micheal Wilson.

Lender E-mail: info.michealwilson@gmail.com regards, Dr Micheal Wilson.Contact us via email: info.michealwilson@gmail.com we await your response with your loan application to proceed

Anonymous
Nairobi, Nairobi, Kenya #1208271

To Whom it may concern!!!

Are you a businessman / woman?Are you in any financial mess or you need

funds to start your own business?

or to pay off your bills or start a good

business? Contact us on davidmike756@gmail.com.

You can also Text or Call

Our Head Office In United state of america on +19513561932.

required to fill the info : Name—- Amunt—- Duration—- Phone number— Country— Regards, FROM: DAVID MIKE Loan Company +19513561932.davidmike756@gmail.com

Anonymous
#1200654

do you need a genuine loan for business purposes or to pay your debt contact Mr Kellie Wilson now for genuine loans via email: Oceanicfinance113@gmail.com

Anonymous
#1193110

Hi everyone here.What Christine Coleman said is very true though i may not know her.

I experienced it first hand also. It was this organization called fidelity loan Finance (f.l.f)that really helped me to pay my medical bills when i was in dare need of money because i am a widow. A friend of mine also directed me to them. when i was about to do a major operation and i had no money at that time, they came to my rescue and in less than 48 hours, i got my loan.

But to say the truth, i was nervous and scared at first because i have been scammed twice. But when i summoned up courage and follow their lending policies along with my friends advice, at the end i found myself smiling. If not for them, maybe i would have been dead by now. I have even taken another loan from them start my business after my recovery which i am also paying back now.

My only advice now is that any body who is really in need of loan should contact them with their email via, fidelityloanfinancial@gmail.com and get a loan from them.Thanks.(Louisa)

Anonymous
Nairobi, Nairobi, Kenya #1187901

To Whom it may concern!!!

Are you a businessman / woman?Are you in any financial mess or you need

funds to start your own business?

or to pay off your bills or start a good

business? Contact us on davidmike756@gmail.com.

You can also Text or Call

Our Head Office In United state of america on +19513561932.

required to fill the info : Name—- Amunt—- Duration—- Phone number— Country— Regards, FROM: DAVID MIKE Loan Company +19513561932.davidmike756@gmail.com

Anonymous
Alexandria, Louisiana, United States #1123885

That is PATHETIC!!! I'm trying to track down an office in the Lake Charles area that is still actually opened!!!!! I've alled 4 so far and keep getting "we're sorry but this number has been dislocated"......Our Road Home monies are now tied up in all their Imcompitence

Anonymous
#1123072

Great thanks unto these great company who made it possible for me to upgrade my business i was stuck in a financial situation and i needed to refinance my business and pay my bills.Until i met this company who helped me out with the sum of [$100,000]. I'm very glad and happy because I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit.Truly i want to thank Mr Barry More who seriously help me through and ensure i get the loan without delay.If you must contact any firm with reference to securing a loan with low interest rate of 3% and better repayment plans and schedule,please contact Mr Barry More at [barrymoreloans12@hotmail.com ] for a fast and safe loan.

You May Also Like