Nelson R Cms
map-marker Warner Robins, Georgia

Credit Murderers

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I had an account with springleaf about 15 years ago, all paid for and it still appears in my credit today. They remove the item just to post back in a short time and specially when I am trying to purchase a new home and they are costing my family thousands of $. I have spoken with them and the talk to you like it is not their problem and of course it is not because they know it is not their problem.
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Preferred solution: Get your bad information off my credit histoty PLEASE and keep it OFF.

User's recommendation: Springleaf don't care about you so don't deal with them.

Melissa L Vtc

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Verified Reviewer

I feel as though Spring financial took advantage of my need for a loan and conned me into something I couldn't afford, nor wanted... Now I'm out over $3000.

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I was taken advantage of by spring financial. I called for a same day loan and was redirected, without even knowing, to spring financial, mislead and rushed into signing a contract that (once I realized what it was,) they would not let me cancel, that very same day...only minutes after the initial contract signing, I called back crying saying I can't afford this, this was not what I was looking for and would like to terminate the contract.

I was advised I would have to pay 2000 dollars to cancel the contract. In the end, I will end up having to pay around $4600. And received less than $1700 after 3 years when all is said and done, after making $100 payments once a month. The contract they just sent me to review is different than the first one I initially received almost 3 years ago and my signature was auto generated to sign the new contract without my knowledge.

Also, when I called back trying to cancel right after I had signed, the woman I spoke with who told me I could not get out of the contract, told me she could lower my payments by opting me out of the "credit monitoring and loan insurance" that was tacked onto the loan agreement.

When I received the new contract that they sent me... none of these "features" were removed after all.

Furthermore, when recently speaking with someone from Spring Financial, I was told that my account was in arrears for missing my very first payment almost 3 years ago (but was never notified of the missed payment.) So instead of actually building my credit (which was the supposed purpose of this loan that I was tricked into, the complete opposite is what actually happened.

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Loss:
$3000

Preferred solution: Full refund

User's recommendation: Do not trust this company!!! Reviews on trust pilot seem to be fake.

Anonymous
map-marker Hernando, Mississippi

You are showing in my credit report that i have a loan with you and that i am in bankruptcy and i don't have a loan with you i need this cleared up and i am not in bankruptcy .

You are saying i have a loan and i am in bankruptcy My name is Alan Wade phone 662 429 **** . Please refer back to me .
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Gail M Adv

Improper information on my credit report

I was just notified that there is something on my credit report that is showing charged off that I paid. The company was taken over by Mariner Finance and my account was transferred to them. I have tried several times to get this resolved. Any help you can give me is greatly appreciated.
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Reason of review:
credit reporting

Preferred solution: correct my credit report with all credit reporting companies

KJ Qvj
map-marker Revelstoke, British Columbia

Theives

After getting my account set for loan I tried million times but no answer I tried holding the whole damn day but nothing because i never get a letter for my account in my mail and I wanted to check my credit score to see if it was true. Im getting charged 46$ bi weekly for my "loan" which i never get and its suppose to be 2300 but I guess im getting it after 3 years. I'm filing a law suit against these company.
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Anonymous

Fedex Calgary

We have an envelope addressed to Summer Wright with Tr#774********, we will need the apt# for your customer, this information is missing; we'll hold this package for 5 business days and if we do not receive this information required to deliver this package, it will be return to the shipper on Feb 12. Thank you, FedEx Calgary 180********
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Anonymous

Bad loan practice

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I got a loan i think in 2015...long story short... thought the interest rate was 3.4% but turned out to be 34% which i think is over state law limit...the girl that finalized the paper work failed to go over the rate part after i told her i left my glasses at home and could not read the contract..i know my fault im a dummie and trust people...and of course i stopped paying on it and it is now on my credit report..i dont want a law suit just admit they screwed up and call it even which i know wont happen....hoping someone will give me some good leagl advice as i am not abale to afford an attorney to fight a big company like spring -leaf
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Loss:
$10000
Cons:
  • Very bad and misleading loan officer
Reason of review:
deceiving loan practices

Preferred solution: I dont want to file any law suits or have to file bankruptcy, just an apology and lets call it even

1 comment
Guest

No, they didn't "screw up"! YOU failed to READ the contract BEFORE you signed it.

YOU knew there was a contract signing and YOU could have returned to your home to get your glasses.

YOU chose to NOT do that. However, in very typical sorry deadbeat fashion, like most of the other whiners here, its all their fault, isn't it?

Bernadette S Nsa

Interest charged

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I had a Spring leaf loan in 2014, and even have a One Financial loan right now which is almost paid off. When I first got the loan from Spring leaf in 2014 ---I though the interest was very high--I took the loan anyway, since I needed it. Since, I have re-finance several time, My rate with One Financial seems to be better, but I believe that in 2014 the original loan interest was to high and I believe I should get a rebate. I also had a loan from western sky and received a rebate. Please look in to this and review. Also I may add, the customer service from Springleaf and one financial had been great. Thank you
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Pros:
  • Customer srvice
Reason of review:
Good customer service
Becky a Htb
map-marker Fontana, California

Crooks

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Payed off my loan only to find out there was an automatic payment tried to get my money back - all of a sudden the payoff was a mistake and I still owe $1200
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Anonymous

Meh.....

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Hope you guys like paying storage rent. I will billing you for two years of it.
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Anonymous
map-marker Noblesville, Indiana

Horrible!Run!

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This is predatory lending. They prey on you and offer help when you are in need. They are so nice. That all changes the day you are 1 day late. If I remember the calls start 5 days before your due. The house visits start after a day late. They slide envelopes under ur door. Ring the bell knock. Even had one try and turn my door handle. Luckily I filed a chapter 7 bankruptcy and was free of these people. If you need help get it anywhere other then here. They arent there to help u. They are there to make money and a lot of it.
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Reason of review:
Poor customer service
Anonymous

Credit Department

I have an inquiry on my credit report from this company and I was trying to find the correct address in order to mail my dispute. The inquiry was filed in August 30, 2016. I am working hard to remove the inquiries on my credit report. If you could kindly email me in an timely matter so that I can continue the removal process. I would gladly appreciate your cooperation with this matter. My personal email is harperdaddy2@***.com and i can also be reached at (662) 288-****. Thank you for your time and patience in handling this matter. I can be reached at anytime throughout the day and my email and number again is harperdaddy2@***.com number 662-288-****. Demetrius Harper is my name.
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Anonymous

Ripoff! Bait and switch

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Do NOT buy this plan! It does not cover what the sales reps say it covers! a BIG RIPOFF! i AM CHECKING WITH MY STATE INS COMMISSION TO SEE HOW MANY CLAIMS ARE ACTUALLY PAID AND WILL FILE A SUITE AGAINST THEM! {{Redacted}}
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Loss:
$1000
Cons:
  • Sales methods
Reason of review:
Not as described/ advertised

Preferred solution: Full refund

2 comments
Guest

They are truly s scammers a class action lawsuit against them would be nice.

Guest

Did you get out of your contract?Trying to now but having no luck with these people. Need help please.

They made it sounds like a great deal but after actually having tome to read it i realised what a bad decision i had just made. They kept pushing me to sign and i should have noticed it was sketchy

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Anonymous

Buyer Beware

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They tell you all the words you wanna hear, your in a desperate situation, they have you sign papers with malicious intent.When your debt is finally satisfied and over 7 yrs has past, they are angry they can no longer make money off of you. So they continue to report you to the CB.Your a terrible company and the world needs to know.
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Reason of review:
Poor customer service
Anonymous

Do do business with Spring Leaf Financial

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This company is trying to ruin my life. They continue to report me to the credit bureau for a 7 yr paid in full debt. I will continue to have the credit bureaus contact you until I have resolution.
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Reason of review:
Poor customer service
Anonymous

No problem!

I applied for a loan with Springleaf online. Emailed them some documents and got the loan. LOVED that I didnt have to talk to ANYONE! Made my payments and actually paid loan off early! Then they became OneMain and I havent been able to get a loan again.
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Reason of review:
Fast order processing

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