Springleaf Financial - Never get a loan from Springleaf aka American General

They were called American General Finances when I started dealing with them but I guess they just changed their name to Springleaf. I guess because some marketing expert determined that the name "Springleaf" is a better one to deceive people into thinking they have better business practices than the MOB, which they do not. Their website makes them appear all warm and friendly and they have pictures of little girls with watermelons. Do NOT be fooled!! They are ruthless, vicious SOB's and they will harass the snot out of you if you are so much as two days late.

First off, if you really carefully read the papers they have you sign, which I did not, because like most of their victims, errrr I mean clients, I was in desperate need of a loan. But if you do really read them, which I did too late, they are some really intentense paperwork. AGF aka Springleaf is basically asking you to sell your soul.

So far I'm speaking in generalities so let me be more specific: Last summer I was on temporary unemployment. I knew in all likelihood I'd be able to have my job back in the fall so I called them and told them my situation, and asked if I could have make reduced payments until September. Of course they were all warm and friendly and nice about it on the phone, and agreed. Then September comes around and go back to the regular payments. A couple days after I made my payment I get a phone call from someone at American General who is not so nice and friendly. In a very rude tone, she says, "So, when are you going to pay the rest of what you owe us?" To which I say, "What do you mean?" And she says, "All we had was a verbal agreement for you to temporary pay us a reduced rate, but you still owe us the full amount." Of course they never told me this! They led me to believe I could pay interest only payments for a couple months and then just go right back to full payments. But instead, they were now telling me I owed them everything I was suppossed to have paid them over the summer PLUS my regular payments. I was a little rude back, because I was annoyed. "Listen! I don't have that kind of money! I was on unemployment for the summer! Where do you expect me to come up with this money?!" I said. She told me that I had to pay x amount by such and such a time, or there'd be consequences. I continued to send in my regular payment plus whatever extra I could afford and I received constant phone calls four or five times a day, all of which I ignored, because I didn't have anything left to say to them. I was paying what I could pay.

Before long, my employer is telling me my wages are being garnished by American General. Turns out they had gotten a judgement against me the year before when I was also having a hard time paying them. I had no idea there had been a judgement against me. I had received a summons from the court, called them immediately to work out a payment plan. They used my ignorance of the law and court procedure against me. They allowed me to believe that when I started paying them the court order would be dropped. Of course it was not. They got a judgement against me, which of course they never bothered to mention, and so later when I was not able to pay the full amount again, suddenly my wages are being garnished.

I am now almost finished with the wage garnishment. I will be so thankful to have American General out of my life forever. But I want to make it my mission in life to warn everyone STAY AWAY FROM SPRINGLEAF! THEY ARE THE MOB!!!!!

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review #231576 by treebeard
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Michelle Chasity

Aug 26 #1025511

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Aug 22 #1023224

We are going through pretty much the same thing and after months of doing without food and having to leave home to be able to take care of my son. I finally desiderate to tell them I could not afford the payments and to come get the car that way I could move back home with my husband. After months of them threatening to come get it I willingly asked them to come get it and they refused . Told me to sale it for what I could. I asked what was the least they would take and they said I don't know for all we know all the windows are busted out. And said they were done arguing with me and hung up on me. I wasn't even arguing I was just asking a simple polite question so that they would get their money and we could get out from under the loan.

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May 08 #981442

Be careful here. Nobody can help you here or even suggest how you can get financial help. Any answer of a loan lender to your question, you MUST ignore,because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Christian sister who referred me to a loan organization formed by some Christian Women Trust Fund. it is called Christian women Trust-funds Cooperative Organization (C.W.T.C.O) christainwomen.trustloanfirm@gmail.com They made my life a valuable one and gave it a meaning. When the sister gave me their contact, I contacted them. Then I requested for a loan with all the necessary evidence to prove that I actually needed a loan, they approved a loan of $250,000.00 USD in 48 hours after meeting up to their necessary requirements, my loan was deposited in my bank account without collateral. Though i was very nervous with the loan organization at first due to my previous bad experiences, especially when the issue of me settling the Registration charges came up, I hold on to my faith due to the fact that my relative referred me, got it cleared,and as God should have it, little did I know that my financial shortcomings has come to a final end. If not for that quick referral from a christian sister to this genuine source ,I would have regretted my total life,because at that point in time i just divorced the father of my son, and my son (Kennett) was faced with a life and death situation. I was faced with his hospital
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Feb 04 #940826

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Feb 02 #939965 Pueblo, Colorado

i took out a loan 13 months ago for 3000.....paying 180 every month since then and i still owe over 3000....very disheartening...feels like i ll never get it paid off

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Mark Williams

Dec 28, 2014 #922336 Boardman, Oregon

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Terresa T

Dec 24, 2014 #920421

Good day everyone. I am Mr Gilbert Ruben ,A citizen of New York City, I will love to share this great testimony that took place in my life for everyone to know it and be partaker of it that is why I always place it on answer, I want to thank (Mr.John Morgan) for his kindness upon my life and my family. Just a few months Back, I was in search of a loan of $80,000,00usd as I was running out of money for my business and i could not pay my bills anymore. I was scammed $3,000usd and I decided not to get involve in such business again I never knew that a real loan lender like (Mr.John Morgan) still exist on internet and on earth here. until a Friend of mine introduced me to Mr.John Morgan loan firm due to my appearance and doings. At first I told him I was not interested in any loan deal anymore then he assure me that (Mr.John Morgan) is a genuine lender, though i never believed him, I made a trial and I am glad i did, I was given a loan amount of $80,000,00usd, by this Company (John Morgan Loan Firm) managed by (John Morgan) If you are in need of a genuine, legit loan or any financial assistance and you can be reliable, trusted and capable of paying back at the due time of the funds I will advice you to, contact him via:( john.morganloanfirm24@gmail.com) And you will be free from scams in the internet. All thanks to John. Morgan for bringing me and my family out of shame and poverty.I will never stop publishing
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Dec 04, 2014 #911103 Los Angeles, California

They are a TERRIBLE company. Some lady named Heather will make you jump through a million hoops, asking for info on anyone in your family for a cosign. I had finaly had it and told them to stop calling. They are the defintion of the devil walking the Earth, and Heather is Beezelebub!

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