Springleaf Financial - Never get a loan from Springleaf aka American General

Issue not resolved

They were called American General Finances when I started dealing with them but I guess they just changed their name to Springleaf. I guess because some marketing expert determined that the name "Springleaf" is a better one to deceive people into thinking they have better business practices than the MOB, which they do not. Their website makes them appear all warm and friendly and they have pictures of little girls with watermelons. Do NOT be fooled!! They are ruthless, vicious SOB's and they will harass the snot out of you if you are so much as two days late.

First off, if you really carefully read the papers they have you sign, which I did not, because like most of their victims, errrr I mean clients, I was in desperate need of a loan. But if you do really read them, which I did too late, they are some really intentense paperwork. AGF aka Springleaf is basically asking you to sell your soul.

So far I'm speaking in generalities so let me be more specific: Last summer I was on temporary unemployment. I knew in all likelihood I'd be able to have my job back in the fall so I called them and told them my situation, and asked if I could have make reduced payments until September. Of course they were all warm and friendly and nice about it on the phone, and agreed. Then September comes around and go back to the regular payments. A couple days after I made my payment I get a phone call from someone at American General who is not so nice and friendly. In a very rude tone, she says, "So, when are you going to pay the rest of what you owe us?" To which I say, "What do you mean?" And she says, "All we had was a verbal agreement for you to temporary pay us a reduced rate, but you still owe us the full amount." Of course they never told me this! They led me to believe I could pay interest only payments for a couple months and then just go right back to full payments. But instead, they were now telling me I owed them everything I was suppossed to have paid them over the summer PLUS my regular payments. I was a little rude back, because I was annoyed. "Listen! I don't have that kind of money! I was on unemployment for the summer! Where do you expect me to come up with this money?!" I said. She told me that I had to pay x amount by such and such a time, or there'd be consequences. I continued to send in my regular payment plus whatever extra I could afford and I received constant phone calls four or five times a day, all of which I ignored, because I didn't have anything left to say to them. I was paying what I could pay.

Before long, my employer is telling me my wages are being garnished by American General. Turns out they had gotten a judgement against me the year before when I was also having a hard time paying them. I had no idea there had been a judgement against me. I had received a summons from the court, called them immediately to work out a payment plan. They used my ignorance of the law and court procedure against me. They allowed me to believe that when I started paying them the court order would be dropped. Of course it was not. They got a judgement against me, which of course they never bothered to mention, and so later when I was not able to pay the full amount again, suddenly my wages are being garnished.

I am now almost finished with the wage garnishment. I will be so thankful to have American General out of my life forever. But I want to make it my mission in life to warn everyone STAY AWAY FROM SPRINGLEAF! THEY ARE THE MOB!!!!!

d6305c4 review #231576
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2 days ago Usseln, Hesse

Saya sangat tertarik dan berterimakasih anda masih peduli pada saya.Tetapi maaf saya sedang dlm kondisi yg sulit utk membayar uang jaminan kpd Anda supaya pinjaman sya dapat anda cairkan.Saya tahu saya tdk akan bisa mendapatkan pinjaman kalau tdk membayar uang jaminan.Tapi kondisi keuangan saya juga sangat sulit saat ini.
Semoga anda bisa memahami nya dan masih bisa memberikan saya jalan keluar dr masalah ini.

0 0 Reply

Dec 04 Los Angeles, California

They are a TERRIBLE company. Some lady named Heather will make you jump through a million hoops, asking for info on anyone in your family for a cosign. I had finaly had it and told them to stop calling. They are the defintion of the devil walking the Earth, and Heather is Beezelebub!

0 0 Reply

Nov 16

This is to announce to the General public about a genuine lender online that helped me when i was in financial difficulties. I am Mrs Adams Helen living in usa. I was stuck in a financial situation and i needed to refinance my business and also to buy a home. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, i was introduced to a private loan lender by names Mr. Williams Martinez who gave me a loan of $500,000USD and today my business has improved and I'm now a owner of a home. So, I'm here to let you know that if you must contact any firm with reference in getting a loan with low interest rate of 3% and better repayment plans and schedule, please contact Mr.Williams Martinez. He doesn't know that I'm doing this but i will like others to know that there are still some good persons out there who is still willing to assist those in financial difficulties so i decided to let people know more about him. You can contact him through his email {Ultimateloanfirm@hotmail.com} to get a genuine loan offer today.

0 0 Reply
doro smith

Oct 10

I am Mr. Doro Smith loans Service Lender, we are a legit, registered and guaranteed loan company and we give out loans to individuals, companies, government establishments, churches and business organizations and people of all sorts. Are you in need of a loan for any purpose? Are you in a financial problem? Do you need financial solution? Doro Smith loans Service is the solution to all your financial problems, our loans are easy, cheap, and quick. Contact us today for that loan that you desire, we can arrange any loan to suit your budget at only 5% interest rate. If interested, contact us immediately via email,(dorosmithloanfirm@outlook.com)

0 0 Reply
Multi Credit

Oct 02

We are MULTI CREDIT FINANCE; we are Legitimate/Accredited Loan Company & we are fully licensed by the Government to grant loans and offer other credit facilities to both local and international customers. We offer loans to individuals and co-operate bodies in need of financial assistance. Do you have bad credit OR are you in need of money to pay bills? Do you need business loan? We offer ALL KINDS of loan at 2% interest rate to reliable & serious individuals or companies! Get back to us if interested & upon your response; you'll be mailed a Loan application form to fill (No social security and no credit check, 100% Guaranteed!) We Look forward hear from interested borrower!!!! Interested person can contact us via E-mail: {multicreditfinance@gmail.com}

1 0 Reply

Aug 23 Usaquen, Bogota

So many answers, to find the right answer and to find a good and trusted loan lender online is very rare as a result of that, so many numerous fraudster that claims to be a true lender. I'm posting this information to whosoever that is in need of loan for establishment, debt consolidation loan, business loan, personal loan, home loan and loan for any other purposes. Mrs Giselle Dawn referred me to Mr Crist Luis, I thought it was a joke and one of those numerous fraudster that claims to be a true lender, I contacted Mr Crist Luis and he processed my application and helped me out with a loan sum of $300,000.00.
I'm glad to let you all know that I have been able to pay my bills, start up my fashion designing business with the loan Mr Crist Luis gave me. I am recommending anyone who is interested in getting a loan to kindly contact them now to obtain a fast and easy loan. Email: cristluisloanservices@outlook.com Endeavor to inform him that I Casey Julie referred you because they only attend to those who are referred to them. Greetings.

0 4 Reply
happy consumer

Aug 16

I have been dealing with them for years and have had zero issues. I use them because I cant stand the hassle that I get from banks. I call them in the morning and by that afternoon I have the cash I want. The only calls I have ever gotten from them are very courteous thanking me for being a valued customer and asking if I would like more money. :) I guess when you honor your responsibilities things tend to go without incident.

3 0 Reply

Aug 24 , Curaçao

Hello, who are they. And where could I reach them. Do you need to pay upfront fees?
Looking forward to your response.

0 0 Reply

Jul 25 Manhattan, New York

Are you looking for a quick loan to start a business contact Heather perkins on heatherperkinsloanlender@gmail.com for your loan who make me what i am today and am so happy with what this man did for me and my family by following the details below and your problem will be solve
Amount Needed:
Country: Purposes: Phone number: I assured you once you follow her instruction you will get your loan just as i got mine too because she is a good person to work with as a company or business man and woman contact her now and she God fearing and also a devoted christian.

0 1 Reply
paul warburg

Jul 17

I have never seen so many inbred retards on one site in my life! thank god I do not need or use credit. if I need money for something, like a business I go to a financial backer with my financial statement, and once they see I know how to handle my assets with no liabilities, they are more than happy to become my partner. thank god I'm rich and smart!

1 5 Reply

Jul 28

You are a despicable and awful person. AND a liar! If your dumb *** was rich you would not be reading reviews on loan companies. Loser!

5 0 Reply

May 27

Good day,
We offer a variety of loans to individuals (personal loan) and cooperate bodies at an interest rate of 3% per annul.This is to help you meet your financial obligations, especially with the ongoing global financial crisis. You can borrow from 5000 to 10,000,000 (pounds, euros or dollars) For further inquiries, please contact us via e-mail (majorbizlimited@yeah.net) Regards. hope to hear from you soonest
God Bless You.
Mr Martins Cole

0 0 Reply
miss monica

Jan 28

To whom it may concern,
I am Mrs Jessica Vergas,i and my husband just got a
loan from this company called MISS MONICA HOUSE OF LOAN INVESTMENT without
we being scammed.i am so happy that after all this years we can still
find our feet back again.i am so happy that now that we do not have a
job we can find a way to live again and i want to tell every body that if you need financial help you can contact them via email at missmonicahouseofloan@gmail.com. Thanks for listen, may God help you too. Regards, Mrs Jessica Vergas

0 0 Reply
pirex collins

Dec 21, 2013

Do you need a fast and easy loan at an
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NOTE: We only give out loan to clients who
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0 1 Reply
Mrs Lilient

Nov 28, 2013

Good Day Sir/Madam:

Getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But.. we have made that difference in the lending industry. We can arrange for a loan from the range of $2,500. to $500,000.000

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No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true. ( CAMERON FINANCE LTD.). says YES when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan contact us, Kindly respond immediately to this email: CameronFinancialLoanltd@execs.com

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0 1 Reply
Ms Pissed

Nov 14, 2013

I can not stand this place . I got a loan for my sister and help pay the loan as well. I am a little late and I do owe half of Oct payment $80.00 and Nov is not due until the end of the month which will be paid up then. But they called my cell phone twice, and 4 people I had on application for reference purpose only. I was upset b
ecause out of those references is my 88 year old grandmother who thought I was hurt or dead on how they called. I called them back and cussed them out for calling all these people for $80. I know people prob owe thousands!
After this loan is paid in full I hope they stay out of my life and go out of business!

1 0 Reply
tired of deadbeats

Oct 04, 2013

how could you NOT know you had a judgement placed against you. in ordered to get a judgement, Springleaf would've had to take you to small claims court. to do that you would have been serviced notice to appear in court. a judge cannot redender a judgement unless you had been properly served. so you were more than likely served and ignored it and your failure to appear lead to a judgement against you. you play the victim well, but the fact of the matter is, you borrowered money and had a responsibility to pay it based on the terms of your agreement with Springleaf which you ignored too. PAY YOUR BILLS and none of this happens.

3 0 Reply
Paralegal who Knows Springleaf

Oct 25, 2013

In bankruptcy law, we have had more experiences with Springleaf being scuzball loan sharks. They harass our clients, drive by their houses to scream at children playing in their parent's yard, and are typically one of the worst places our clients have dealt with.

As far as getting served with a lawsuit, if you make a payment arrangement with an attorney, that must be recorded along with a lawsuit. If that information is given to the judge, as is required by law, a judgement won't be entered unless the creditor proves the payment arrangement was not honored. All the creditor has to do is "try" to serve the debtor or report to the court that they did put in the mail, etc. It's rarely properly done and costs the debtor tons of money.

1 0 Reply

Jun 02

That's not true you ***! You do not have to go to small claims court for a judgment. Quit being a butt kisser all your life. Do your homework first or sounds like to me you just may work for them. They changed their name because they were getting too many complaints about the way they were servicing their loans. So to keep a good scoring with the Better Business Bureau, they had to change the name. Name change same old dumb stuff. And if someone wants to file a judgment against you all they have to do is file it as public notice and the way you find out is when you go to apply for another loan of some sort. It's not illegal what their doing, it's just call not having integrity or character. And it sounds like to me you fit the bill for both. Oh and by the way my name is Mrs. Meredith for those who want or need to know.

1 1 Reply
Mr Donald Williams

Sep 24, 2013 Delhi, Delhi

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0 1 Reply

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